互联网金融的发展、风险与监管

陈钊; 邓东升

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January 2020

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Citation: Zhao CHEN and Dongsheng DENG. The Development, Risk and Regulation of Internet Finance[J]. Academic Monthly, 2019, 51(12): 42-50. shu

The Development, Risk and Regulation of Internet Finance

Abstract

P2P online lending is one of the main forms of internet finance in China, which witnesses both fast expanding and shrinking, absence of regulation and regulation implementation in short period of time, as well as risk accumulation and risk exposure. Based on micro data from P2P online lending, this paper analyzes the development, risk and regulation of P2P lending, paying attention to the relationship between risk exposure and regulation. It provides some new clues for future regulation on internet finance.
- P2P online lending,
- internet finance,
- financial risk,
- regulation
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1. [1]
  SUO Liming , WEI He'ning . Platform Transition: The Re-Evolution of Network Governance Model. Academic Monthly, 2026, 58(7): 90-103.
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  ZHAO Lin , ZHANG Boyu , LIANG Hua . The Relationship Between Monopoly and Innovation in Information Product Markets——A Growth Network Perspective. Academic Monthly, 2026, 58(7): 64-76.
3. [3]
  WANG Gang . Viewing the Cultural Intent of the “Xueheng School” from Hu Xiansu's Teachers and Friends's Group. Academic Monthly, 2026, 58(7): 206-216.

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通讯作者: 陈斌, bchen63@163.com

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沈阳化工大学材料科学与工程学院沈阳 110142

The Development, Risk and Regulation of Internet Finance

Zhao CHEN
Dongsheng DENG

Available Online: 2019-12-01

Abstract: P2P online lending is one of the main forms of internet finance in China, which witnesses both fast expanding and shrinking, absence of regulation and regulation implementation in short period of time, as well as risk accumulation and risk exposure. Based on micro data from P2P online lending, this paper analyzes the development, risk and regulation of P2P lending, paying attention to the relationship between risk exposure and regulation. It provides some new clues for future regulation on internet finance.